Deposit Schemes

Deposit Schemes

ILFSL accepts deposit from local and foreign corporate bodies, banks, insurance companies and other financial institutions as well as individuals. At present, ILFSL is offering four types of deposit schemes to accommodate customized needs of our clients namely Annual Deposit Scheme, Cumulative Deposit Scheme, Multiple Deposit Scheme and Monthly Income Scheme.

 arrow FIXED TERM DEPOSIT SCHEME
Term Rate Senior Citizen Saver Scheme Women's Saver Scheme
3 Months 8.50% 8.75% 8.75%
6 Months 9.00% 9.25% 9.25%
1 Year 9.50% 9.75% 9.75%
2-5 Years 8.75% 9.00% 9.00%

 arrow MULTIPLE DEPOSIT SCHEME(MDS)
Amount to be ReceivedTerm
1.5 Times5 Years 6 Months
2 Times7 Years
2.5 Times9 Years 9 Months
3 Times11 Years
[Note: Only applicable for any amount starting from Tk.1,00,000.]

 arrow INCOME SCHEME
YearMonthlyQuarterlyHalf-Yearly
General 1 - 2 Year 791.67(9.50%) 2,375.00(9.50%) 4,750.00(9.50%)
For Senior Citizen 1 - 2 Year 800.00(9.60%) 2,400.00(9.60%) 4,800.00(9.60%)
For Woman 1 - 2 Year 800.00(9.60%) 2,400.00(9.60%) 4,800.00(9.60%)
[Note: Only applicable for any amount starting from Tk.1,00,000.]

***Tax, Excise Duty and other Govt. charges (if any) will be deducted from interest earned on deposits as per Govt. Rules and Regulations as applicable from time to time.***


***Persons with an age of 57 years or above will be treated as Senior Citizens.***


***The rates will commence with effect from March 15, 2017 until further notice.***


 arrow Income tax Ordinance 1984 amended by Finance Act 2014:
TDS Applicable onRate of TDS applicable for
Who has E-TINWho does not have E-TIN
Interest on Fixed Deposit Receipts (FDR) in Banks and FIs @ 10% for any amount of FDR @ 15% for any amount of FDR

1. Deposit Application form - Corporate Clientdownload button
2. Deposit Application form - Individual Clientdownload button